CNN: People using credit cards less

For what they need in emergencies, that's all they're using the credit car for, according to this story.

Which is actually a really bad sign for U.S. retailers, because who has shopped with cash (other than old-fashioned people like me) in the last decade?

Heck, I never had an actual credit card until I got married and started playing the whole "building credit" game, and when I told people I didn't have a credit card (like the people at car rental places who require one) they would look at me like I had roaches in my ears.

Anyhow, basically people seem to be stopping their credit card worship. And no credit card = no frivolous purchases = there goes the driver of the American economy.

Worried anyone?