I'll be the first to admit that I don't. My mom's an accountant, so believe me I know all the reasons that I should, but it's just so easy not to with everything online.
I monitor my account very closely online and I don't see the need to write it all out too.
I can track every deposit and every expenditure. Minutes after it happens the new balance posts online. My finances are in good shape and I hold on to receipts so I have proof of transactions.
So am I the only one that thinks balancing a checkbook seems a little old school?
When stores accept your debit card, it sometimes takes upwards of ten days for them to close it out and have the bank post it.
If you rely on the posted balance from ATM receipts, you may get caught short.
I've never balanced my checkbook. I actually don't write very many checks. They were mostly to my landlord for rent. And my monthly online statement would contain a scan of both sides of the check.
Typically I make purchases on my credit card (or cash), which does post either that day or the next morning. My question... why use a check card over a credit card that gives rewards?
A check card is close to cash, while a credit card carries interest on unpaid balances.
A credit card is not automatically linked with a checking account.
If the rewards that you speak of were converted to a cash equivalent value, I do not think it would override the interest people typically shell out.