Tag Archives: credit

We’re Building a House: Sifting through the mortgage process

So the wife and I went through a sort of honeymoon period — well, the first one was years ago — I mean now, with this whole house project. The honeymoon period was feeling the rush of making the leap … Continue reading

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Credit cards and vending machines

Vending machines are becoming increasingly cashless. York Common Cents asks if you would use one.

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Don’t be a credit card rewards points statistic

Two years ago, when iPod touches were all the rage, my mother saved up her reward points on my parents’ American Express faithfully for months before she was finally able to redeem them for a 16-GB iPod for my little … Continue reading

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Unpaid parking tickets can hurt credit scores

We’ve all gotten them: those annoying little envelopes which show up under your windshield wiper after your meter runs out or you misread the parking restriction signs dotting the block. AKA, the parking ticket. I’ve gotten a couple. And each … Continue reading

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How to get the most out of your layaway experience

They’ve been impossible to miss – those happy, holiday-themed commercials for major retailers like WalMart and K-Mart advertising the return of their layaway programs, which had been shelved for several years. I remember layaway. My mom used to put things … Continue reading

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A Sign of the times?: Student loans are more “past due” than ever.

According to new data from the Federal Reserve Bank of New York, 11.2% of federal student loans are more than 90 days past due. Only credit card payments are further behind than student loans. And all I have to say … Continue reading

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